© 2013 - 2019, MoneyLion, Inc.
All Rights Reserved.


RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, MetaBank, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion, which offers the RoarMoney Account among its suite of financial products and services. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International.

Instacash is an optional service offered by MoneyLion. The amount of Instacash you are eligible to receive will be based on your creditworthiness and other criteria determined by MoneyLion, and may change from time to time. You will be informed of your current available amount in the MoneyLion mobile app. See Membership Agreement and 
help.moneylion.com for additional terms, conditions and eligibility requirements.

Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan, and until your Credit Builder Plus membership payments are current. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states.

Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see 
Investment Account FAQs and FORM ADV.

Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. MoneyLion is not a Credit Services Organization.

Shake ‘N’ Bank and other Rewards are subject to terms and conditions, see 
here. Rewards are an optional service offered by MoneyLion.

* With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.

2 Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus. Data was sourced from credit score data from over 29,000 Credit Builder Plus members with an active loan between August 7, 2019, and April 21, 2020. Credit score improvement is not guaranteed. Credit scores are independently determined by credit bureaus. MoneyLion is not a Credit Services Organization. Credit Builder Plus is an optional service offered by MoneyLion.

3 Should you find a lower price for an eligible new item within 90 days from the date of purchase using your MoneyLion Debit Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only. Please reference the 
Guide to Benefits.

Just by connecting direct deposit! Don’t have a traditional paycheck? That’s ok, you could get any eligible recurring check, early!*


MoneyLion’s fully managed investment account makes it easy to reach your goals faster with personalized portfolios fit to your needs, auto-investing, and the ability to invest in what you believe in — all with no management fees or minimums.

Get paid up to 2 days early*





Low-APR Credit Builder loans

Start building your credit with a low-APR loan up to $1,000. Get the cash you need today, while building credit for your tomorrow!

Reporting to three credit bureaus

Earn $25 gift cards to spots like Walmart 
and Amazon for things like enrolling in 
credit monitoring and daily spending!

Access 0% cash advances up to $250

Handle all of life’s fun and not-so-fun surprises. Instacash a bill, avoid a late fee, fill the tank, or treat yourself to a night out! No credit check.

Debit card rewards to stretch your dollar further!

Get rewarded on your favorite online brands. Plus earn even more just by shaking your phone after purchases of $10 or more with Shake ‘N’ Bank!

Credit Monitoring

Get weekly updates on your score and learn why it went up or down. Plus get tips on how to raise your credit along the way.

MoneyLion Home

A lot more. Like early paychecks* and access to 0% APR cash advances. Plus easy ways to build
credit and auto invest.

If you use ad-blocking software please download our app directly from the button above so we can properly associate you as a dfree® member. 

Powered by MetaBank®, N.A., Member FDIC

Find a cheaper price? No problem! With
Mastercard® Price Protection, you may be eligible for reimbursement when you find a lower price — up to $1,000 a year!3

Request refunds when you find lower prices2

More than half of MoneyLion members boost their credit score by 60 points in the first 60 days.

A proven success record


Together, MoneyLion and dfree®  can provide the appropriate tools to give dfree® members a “hand up” to a life of financial freedom with tools that educate, elevate and create wealth in credit building, positive banking relationships, and generational wealth through investing.
Coupled with the dfree® Billion Dollar Challenge, an easy-to-use money management program, MoneyLion’s tools and resources will supplement greatly by yielding true and tangible results. 

A proven credit building program

Banking that gives you more